Deposit Rates

Checking Rates
Money Market Rates
Savings, CD, and IRA Rates

Effective Date 04/01/2024 (Rates are Subject to Change.)

Checking Accounts
Checking Account Type	Minimum Deposit To Open An Account	Rate	APY
Basic	$100	None	None
NOW	$500	.15	.15
Freedom	$500	.20	.20
Super NOW	$1,000	.20	.20

Money Market Accounts
Money Market Deposit Amount	Rate	APY
$1,000 - $14,999	.25	.25
$15,000 - $49,999	.60	.60
$50,000 - $99,999	.85	.86
$100,000 & Over	1.10	1.11

Savings, Certificates of Deposit, & IRAs
Terms	Rate	APY	Compounding
Statement Saving	.30	.30	Quarterly
91 Day Certificate	2.25	2.28	None
6 Month Certificate	2.65	2.68	None
9 Month Certificate	4.75	4.79	None
12 Month Certificate	3.15	3.20	Quarterly
15 Month Certificate	4.55	4.64	Quarterly
18 Month Certificate	3.15	3.20	Quarterly
21 Month Certificate	4.35	4.43	Quarterly
24 Month Certificate	3.25	3.30	Quarterly
30 Month Certificate	3.25	3.30	Quarterly
36 Month Certificate	3.05	3.09	Quarterly
48 Month Certificate	3.15	3.20	Quarterly
60 Month Certificate	3.25	3.30	Quarterly
Jumbo Certificate Minimum $90,000	Contact Us For Rates

Certificates:

Require a penalty for early withdrawal.
$500 minimum balance.
Automatic Renewal at New Rate.
Interest may be paid monthly or quarterly by check or transferred to your checking account or left to accrue in your CD.
The APY (Annual Percentage Yield) assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.

Contact Us for Additional Information about Terms and Fees.

Deposits Federally Insured to $250,000.