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INTEREST RATES TO MEET YOUR NEEDS

Current Rates

Effective Date 04/03/2025 (Rates are Subject to Change.)

Checking Accounts

Checking AccountMinimum DepositRateAPY
TypeTo Open An Account
Basic$100 NoneNone
NOW$500 0.150.15
Freedom$500 0.200.20
Super NOW$1,000 0.200.20

Money Market Accounts

Money MarketRateAPY
Deposit Amount
$1,000 - $14,9990.250.25
$15,000 - $49,9990.600.60
$50,000 - $99,9990.850.86
$100,000 & Over1.101.11

Savings, Certificates of Deposit, & IRAs

 TermsRateAPYCompounding
 Statement Saving0.300.30 Quarterly
91 Day Certificate 2.252.28None 
6 Month Certificate 2.652.68None 
 9 Month Certificate4.154.18None 
12 Month Certificate 3.153.20 Quarterly
15 Month Certificate 4.054.12Quarterly 
18 Month Certificate 3.153.20Quarterly 
21 Month Certificate 3.903.97Quarterly 
24 Month Certificate 3.253.30Quarterly
30 Month Certificate3.253.30Quarterly
36 Month Certificate3.053.09Quarterly
48 Month Certificate3.153.20Quarterly
60 Month Certificate3.253.30Quarterly

Certificates:

  • Require a penalty for early withdrawal.
  • $500 minimum balance.
  • Automatic Renewal at New Rate.
  • Interest may be paid monthly or quarterly by check or transferred to your checking account or left to accrue in your CD.
  • The APY (Annual Percentage Yield) assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.

Contact Us for Additional Information about Terms and Fees.
Deposits Federally Insured to $250,000.

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